What is The Home Service Club?

The Home Service Club offers one of the most premium and comprehensive home warranty coverage plans. You might be paying a slightly higher premium, but you will be confident in having an inclusive plan, with no surprises when you really need to rely on it.

You can choose from two different coverage plans which include a mix of appliances and systems, rather then one or another. You can make either plan work for you by options add-ons, as well as by adjusting your service call-out fee.

They do not offer a 24/7 call center, which may seem like a problem, when most of their competitors are offering this. However a claim can be made anytime online, and they guarantee dispatch of a repair technician within 24hrs, which is faster than most others in the industry.

The bottom line is, while The Home Service Club might not be the cheapest option on the market, when dealing with your home warranty, you just might want to consider paying a premium to make sure you have quality coverage. The team at The Home Service Club will go above and beyond to make sure you are looked after.

The Home Services Club

What popular features do you get with The Home Service Club?


  • Extensive system and appliance coverage
  • Provides coverage for pest damage
  • Adjustable service call-out fee

  • 30-day guarantee on repairs
  • Nationwide coverage
  • Same price in all states

  • No home inspection required
  • Same-day response on claims
  • Discount on annual and multi-year plans

Customer Support is available at The Home Service Club

You will have access to making a claim at any time online, however if you want to talk to someone at The Home Service Club, you will have to make do between 9am and 9pm on Monday to Friday. Regardless of this, they still do guarantee that a repair technician will be dispatched within 24 hours.

The Home Service Club has a network of over 10,000 professional technicians, which are available across the country. All repairs will also come with a 30-day guarantee, so you can be confident that any repairs will be looked after promptly, and to a high-quality standard.

The standard service fee will cost you – the going rate being $125. This can be bought down to as little as $65, however this will increase your repayments.

You can track the status of your claim and service requests through The Home Service Club online portal. You can also manage all of your account from here, so there should not be too many issues with the limited availability of their call centre.

Who is The Home Service Club ideal for?

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Pros and Cons

  • Comprehensive coverage for home systems and appliances with more inclusions than most competitors.
  • Guaranteed contractor dispatch time of 24hrs rather then the standard 48hrs. This is also active on weekends and out of business hours.
  • Higher coverage limits on individual items, which ranges from $6,000-$9,000 depending on the plan type selected.
  • They offer regular signup bonuses and discounts for paying an annual fee.


  • On the more expensive side when compared with the rest of the market.
  • There is no 24/7 phone support, so you will have to wait until 9am-9pm ET, Monday-Friday if you would like to talk to someone.
  • Claims must be filed within three days of the issue occurring.

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How much does The Home Service Club cost?

*based on information provided by the vendor. Actual cost may vary.

The Home Service Club offers two plans which cover a range of your essential home systems and appliances. There are no options to cover systems or appliances only, so you will always see a blend regardless of the plan you choose.

The Standard plan is an inclusive plan covering 18 essential systems and appliances. There are options for including additional add-ons, as well as for reducing your service call-out fee, for a slight increase in your payments. Costs for this plan start at around $48.50 per month, and there is a discount if you are willing and able to pay this fee annually.

For a bit of extra coverage, you will want to look into their Comprehensive plan. This will bump up your item coverage with an extra 15 inclusions, totaling 33 systems and appliances. The extra’s include ductwork, hot water pumps and alarms. These additional items will set you back around $59 per month, and there are similar options to for additional add-on’s, and service fee reductions.

For both plans there is a varying range of coverage limits, which can be as high as $9,000. It is important to understand your policy and talk to the team at The Home Service Club to fully understand what you are covered for.

Conclusion

The Home Service Club is suitable for homeowners who are willing to pay a slight premium to get the most coverage possible from their home warranty plan. You can take advantage of promotions and sign-up bonuses to reduce these, however they are still typically slightly more expensive than their competitors.

However, the old adage of getting what you pay for is certainly pertinent with the offering from The Home Service Club. Their plans have many inclusions that others do not – or make you pay more for – and their dispatch time and coverage limits are some of the best in the market.